Compliance. Experience. Value.  NLEX is the premier loan sale advisor.

Compliance. Experience. Value. NLEX is The Premier Loan Sale Advisor

About Us

About Us

National Loan Exchange, Inc. (NLEX) is the highest volume Loan Sale Advisor of charged-off receivables in the United States and Canada. Over the course of 30+ years, NLEX has closed more than 6,000 sales representing over $200 Billion in transactions. Our leadership and sales teams have a combined history in excess of 150 years in the financial services industry. NLEX offerings include national, state, and regional portfolios on behalf of many of the world's top financial institutions. NLEX is a wholly owned subsidiary of Heritage Global Inc. (NASDAQ: HGBL).

Our Company

Since that time, we have performed monthly sales for banks, the U.S. government, and other debt holders throughout the United States and Canada, selling over $200 billion face value of performing, nonperforming and charged-off assets. No other loan sales advisor has the extensive and successful experience to offer both buyers and sellers.

Current Offerings


  • Achieve Personal Loans

    Creditor Direct

    Approximately $5.5 Million of Charged-Off Consumer Loan Accounts

  • Achieve Personal Loans

    Creditor Direct

    Approximately $78.4 Million of Charged-Off Consumer Loan Accounts

  • LendingPoint

    Creditor Direct

    Forward Flow Opportunity of up to Approximately $45 Million Per Month of Charged-Off Consumer Loan Accounts

  • LendingPoint

    Creditor Direct

    Forward Flow Opportunity of up to Approximately $15 Million Per Month of Charged-Off Consumer Loan Accounts

Recent Transactions


  • 2022 Closed Transactions

    Total Face Value:
    $2,648,283,453.38

    Total Transactions: 416

  • 2023 Closed Transactions

    Total Face Value:
    $12,377,936,557.05
    Total Transactions:
    461
  • Top Consumer Finance Company

    Approx. $383,455,209.68 of Charged-Off Automobile Loan Deficiencies

    Closed


    Premier Near-Prime Bank

    Approx. $122,662,827.15 of Charged-Off Private Label Credit Cards

    Closed

  • Top Alternative Payment Facilitator

    Approx. $305,729,717.14 of Negative Balance Accounts

    Closed


    Top 3 Wireless Carrier

    Approx. $7,803,976,896.67 of Charged-Off Telecommunications Accounts

    Closed

Testimonials

Customer Testimonials

NLEX is really responsive. They give good advice. We do sales every month and they're on the ball. Closed sales. We depend on them for that.

Brent Dorner
Senior Vice President / Director of Retail Default and Recovery, BBVA